Introduction

FinTech stands for Financial Technology. It is the intersection of finance and technology where apps, data, and software reshape how we save, borrow, invest, and spend. Services like Easypaisa, JazzCash, NayaPay, PayPal, or cryptocurrencies like Bitcoin, fall under FinTech and behind each one is a team of people who understand both money and technology.
The BS FinTech program at ITU is a 4-year undergraduate degree designed to prepare students for this rapidly evolving financial landscape. It brings together finance, accounting, data science, and programming in one forward-looking degree. Aspiring students will learn how to build fintech products, understand digital banking systems, work with cryptocurrencies, and use data to drive smart financial decisions. This program will prepare students with the tools, skills, and mindset to thrive whether they want to launch own fintech startup, join a digital bank, or work in data-driven finance.
The program emphasises practical exposure through internships, interaction with fintech entrepreneurs and industry professionals, and the rigor of an extended final year project where students will build real applications, analyze real data, and solve real-word problems. The program is supported by world-class faculty with both academic excellence and real-world industry experience.

Objective

Graduates of the BS FinTech program will be able to:

  • Develop a strong foundation in finance, accounting, and programming, with skills to analyze financial data.
  • Create and launch fintech startups in high-growth areas such as digital payments, blockchain, and financial data analytics.
  • Understand and apply emerging financial technologies to identify and capture new business opportunities.
  • Contribute to traditional financial institutions by leading innovation and implementing digital solutions.
  • Communicate technical ideas clearly, work effectively in teams, and manage real-world problems through internships and final-year project.

Market Scope

Students of BS Fintech program will work both individually and in teams to develop innovative financial solutions from concept to implementation. Students will develop a clear understanding of the fintech industry’s current trends and future directions through exposure to real-world cases, interactive learning, and regular engagement with the financial and tech industries representatives.

Graduates will be well-prepared for careers in:

  • Digital banking
  • E-commerce and payment systems
  • Insurance Tech
  • Investment and wealth platforms
  • Telecom and mobile financial services
  • Financial technology startups
  • Digital transformation units within traditional financial institutions
  • Launch their own ventures

Eligibility Criteria

Who can apply?

Applicants who have completed 12 years of education, or will do so in the 2025 session.

  • Scored 50% marks or above in Matriculation or equivalent examination
    AND
  • Scored 50% marks or above in Intermediate or equivalent examination*
  • Minimum score for eligibility is 50% in the ITU Admissions test
    OR
    To be exempted from the ITU Admissions Test:
    SAT I with at least 550 score in each section: Math and EBRW (Verbal)
    OR
    NTS (all types) test with minimum required score 50%

Details*

  • Successfully cleared 3 subjects in A’ Levels
  • A GPA of at least C in American High School Diploma
  • Scored at least 24 out of 45 points in International Baccalaureate

General Notes

Note: Per HEC rules, candidates who have completed 12 years of education and obtained degrees other than Matriculation (SSC) or Intermediate (HSSC) may be required to obtain an equivalence certificate from the Inter Board Committee of Chairman (IBCC), Islamabad.

AS Level and General Studies are not accepted

Admission Test

Applicants can take the ITU Admission Test, SAT, OR NTS for admission to ITU.

ITU Admission Test

The ITU Admission Test will be held at the ITU campus an Arfa Software Technology Park in Lahore.
The test will be 90 mins. long and will comprise mostly of Multiple-Choice Questions.
A minimum score of 50% is required. For information about dates please click here here.

Entry Test Pattern

Sample Test

SAT

Applicants who have taken the SAT (through Collegeboard USA) during the last two years, can be exempted from the ITU Admissions Test. SAT scores can be reported to ITU officially from the testing agency. The college code for reporting SAT scores to ITU is 7537. Please refer to the Collegeboard website for details about the SAT test and score report delivery.
You must have to upload the result card and payment proof after declaration of result on ITU admission portal.

Discipline Required SAT Test Minimum Score
BS Financial Technology
SAT I – Verbal
SAT I – Math.
550
550

For information about dates please click here.

NTS

Applicants who have taken NTS (all types) test with minimum required score 50% during the last one year, can be exempted from the ITU Admissions Test.
You must have to upload the result card after declaration of result on ITU admission portal.
Validity: July 2024 – June 2025

For information about dates please click here.

Fee Structure

New Intake 2025

Semesters Tuition Fee University Dues Semester Wise Total Fee
First Semester 157,000 45,000 202,000
Second Semester 157,000 38,250 195,250
Third Semester 164,000 40,000 204,000
Fourth Semester 164,000 40,000 204,000
Fifth Semester 173,000 42,000 215,000
Sixth Semester 173,000 42,000 215,000
Seventh Semester 181,000 44,000 225,000
Eight Semester 181,000 44,000 225,000
Total Degree Fee 1,350,000 335,250 1,685,250
  • A lump sum tuition fee will be charged for the semester as per the total required credit hours according to the approved roadmap/program structure of the respective degree program.
  • The fee for a summer semester, course repeat/improvement will be charged Rs.9,200/per credit hour.

Total Annual Cost Per Student (Approx.)

Cost Per Student (2024-2025) in PKR
Total Annual Cost Per Student (Approx) 6,27,500
Subsidy from Provincial Government 73,750
Subsidy from Federal Government 83,125
Subsidy from ITU Endowment & investment incomes 1,73,750
Average Per Student Fees Contribution 2,96,875

For BS Batches (2023, 2024)

Semesters Tuition Fee Other Dues Semester Wise Total Fee
Fall-2025 157,000 38,250 195,250
Spring-2026 157,000 38,250 195,250
Fall-2026 164,000 40,000 204,000
Spring-2027 164,000 40,000 204,000
Fall-2027 173,00 42,000 215,000
Spring-2028 173,000 42,000 215,000
988,000
240,500 1,228,500
  • A lump sum tuition fee will be charged for the semester as per the total required CR hrs according to the approved roadmap/program structure of the respective degree
  • The fee for a summer semester, course repeat/improvement will be charged For BS Programs: Rs.9,200/per credit hour.

For BS Batch 2022

Semesters Tuition Fee Other Dues Semester Wise Total Fee
Fall-2025 137,000 35,500 172,500
Spring-2026 137,000 35,500 172,500
274,000 71,000 345,000
  • A lump sum tuition fee will be charged for the semester as per the total required credit hours according to the approved roadmap/program structure of the respective degree
  • The fee for a summer semester, course repeat/improvement will be charged For BS Programs: Rs.8,000/per credit hour.

Fee for International Students

Particular Fee for the International Students
Admission Fee 50$
University Dues (Per Semester) 200$
  • A 5% annual increment has been implemented on all dues.
  • Revised approved fee structure will be implemented from Fall-2025 session.

Program Structure

BS Financial Technology

Degree Structure

Scheme of Studies for Eight Semesters
Serial No Year Sem_Name Code Course Title HEC Category Discipline Cr Hrs
1 1 Fall COMM1150 Business Communication General Education Communication 3
2 1 Fall GENM1100 Principles of Management Major Management 3
3 1 Fall CSCM1101 Introductory Programming General Education Non-business 4
4 1 Fall ACCT1001 Fundamentals of Accounting Major Accounting 3
5 1 Fall ECOM1101 Microeconomics of Pakistan Major Economics 3
6 1 Fall SOCM1191 Islamic Studies & Ethics General Education Islamic Studies 2
    Fall Total 18
7 1 Spring ARTH1100 Arts and Humanities Course (Creative Writing) General Education Communication 2
8 1 Spring COMM1160 Business  Writing General Education Communication 3
9 1 Spring ANLY1100 Quantitative Techniques for Business General Education Quantitative Techniques 3
10 1 Spring MKTG1100 Principles of Marketing Major Marketing 3
11 1 Spring CSCM1200 Web Design & Development Major IT 3
12 1 Spring ACCT1100 Financial Accounting Major Accounting 3
Spring Total 17
13 2 Fall CSCM2120 Object Oriented Programming Major IT 4
14 2 Fall SOCM1181 Pakistan Studies & Institutions General Education Pakistan Studies 2
15 2 Fall LAWM2200 Business Law General Education Non-business 2
16 2 Fall ECOM1201 Macroeconomics of Pakistan Major Economics 3
18 2 Fall GENM3800 Internship with Viva Voce 1 General Education Management 2
2 Fall ACCT1200 Management Accounting Major Accounting 3
Fall Total 16
19 2 Spring GEN2301 Natural Sciences Course (Probability & Statistics) General Education Non-business 3
20 2 Spring ANLY2200 Data Analytics General Education Quantitative Techniques 3
21 2 Spring TECM2200 Cloud Computing Allied IT 3
22 2 Spring STRM3202 Entrepreneurship General Education Management 2
23 2 Spring TECM2150 Management Information Systems Major IT 3
24 2 Spring FINN1099 Business Finance Major Finance 3
Spring Total 17
25 3 Fall CSCM2200 Data Structures and Algorithms Major IT 4
26 3 Fall Specialization I Major Finance 4
27 3 Fall FINN1100 Financial Management Major Finance 3
29 3 Fall ANLY3301 Business Intelligence & Analytics Major IT 3
30 3 Fall SOCM3200 Business Ethics Allied Non-business 3
Fall Total 17
31 3 Spring FINN3225 Valuation of Firms and Startups Major Finance 3
32 3 Spring GENM3510 Research Methods in Management Major Management 3
34 3 Spring FINN3410 Risk Management Major Finance 3
35 3 Spring Specialization II Major Finance 3
  Spring Total 12
36 4 Fall CSCM4101 Artificial Intelligence Major Marketing 4
38 4 Fall OPRM3300 Project Management Major Management 3
40 4 Fall GENM3801 Internship with Viva Voce 2 Field experience Management 3
41 4 Fall GENM4503 Final Year Project Capstone project Management 3
  Fall Total 13
42 4 Spring TECM4510 E-Commerce and Digital Businesses Major IT 3
43 4 Spring COMM4502 Foreign Language Allied Communication 3
44 4 Spring Specialization III Major Finance 3
45 4 Spring Specialization IV Major Finance 3
Spring Total   12
Grand Total 122
Course Codes Specialization Courses Remarks
SPAI4110 AI in Finance & Analytics
SPIP4120 Investment & Portfolio Analytics
SPFM4160  Financial Institutions & Markets  
SPFI4140 Fixed Income Analysis
SPFM4135  Financial Modelling & Analysis
SPBF4150 Blockchain Applications in Finance
SPML4170 Machine Learning for Finance
SPBT4130 Business taxation